What is Mutual Fund
Mutual Fund is an investment vehicle that can be likened to a basket containing a collection of assets. You and other investors may place funds to purchase a portion of the assets contained in the basket, which have been assembled in such a way as to meet certain investment objectives.
Reksa Dana Berdikari Dana Pendapatan Tetap
Benefits of Investing in Mutual Funds
Professional Team Help
You don’t need to manage your own investments, as a team of Investment Managers are professional, experienced and supported by in-depth research, who will manage your investments.
Affordable Investment Value
Initial capital to invest in Mutual Funds is quite low, starting from Rp 100,000. For more details, contact your Investment Manager or Selling Agent.
Portfolio Diversification
With affordable investment value in Mutual Funds, you actually have a variety of assets managed by the Investment Manager in the Mutual Fund portfolio. The ownership of diverse or diversified assets aims to minimize the risk of investing in the capital market.
Ease of Transaction
Transacting in mutual funds is as easy as transacting with a bank. From opening an account to your first purchase, everything is easy. The disbursement process is very easy when needed. In addition, Mutual Funds are also easily transferred to other Mutual Fund products in accordance with their provisions.
Reksa Dana Berdikari Dana Pendapatan Tetap
The Cost of Investing in Mutual Funds
Reksa Dana Berdikari Dana Pendapatan Tetap
The Risks of Investing in Mutual Funds
Reduced NAB
The risk of NAB reduction is the risk arising from the decrease in the price of assets in a Mutual Fund portfolio. Here are some factors that can cause a decrease in asset prices in a Mutual Fund portfolio:
- Decrease in issuer/company performance
- National and global economic conditions such as rising inflation rate, reference rate, and current account deficit
- Unfavourable political stability
- Social conditions such as natural disasters and security
Default/Default
Default/Default Risk is a risk that arises because the parties involved in a Mutual Fund transaction cannot fulfill the obligations mentioned in the contract to other related parties, thereby potentially causing a loss of investment value. To overcome this, first recognize the Investment Manager and the Custodian Bank that manages your Mutual Fund products.
Liquidity
Liquidity Risk is a risk arising from the payment of mutual fund participation unit resess proceeds that cannot be paid by the Investment Manager. If the assets or securities in a Mutual Fund’s portfolio are illiquid (difficult to disburse), then it is difficult for the Investment Manager to resell the Mutual Fund portfolio in a short time, so that the payment of investment returns to investors will be delayed. In addition, in the event of force majeure, the re-sale of Mutual Fund participation units may also be temporarily suspended.
What is Mutual Fund
Mutual Fund is an investment vehicle that can be likened to a basket containing a collection of assets. You and other investors may place funds to purchase a portion of the assets contained in the basket, which have been assembled in such a way as to meet certain investment objectives.
Reksa Dana Berdikari Dana Pendapatan Tetap
Benefits of Investing in Mutual Funds
Professional Team Help
You don’t need to manage your own investments, as a team of Investment Managers are professional, experienced and supported by in-depth research, who will manage your investments.
Affordable Investment Value
Initial capital to invest in Mutual Funds is quite low, starting from Rp 100,000. For more details, contact your Investment Manager or Selling Agent.
Portfolio Diversification
With affordable investment value in Mutual Funds, you actually have a variety of assets managed by the Investment Manager in the Mutual Fund portfolio. The ownership of diverse or diversified assets aims to minimize the risk of investing in the capital market.
Ease of Transaction
Transacting in mutual funds is as easy as transacting with a bank. From opening an account to your first purchase, everything is easy. The disbursement process is very easy when needed. In addition, Mutual Funds are also easily transferred to other Mutual Fund products in accordance with their provisions.
Reksa Dana Berdikari Dana Pendapatan Tetap
The Cost of Investing in Mutual Funds
Placement Fee
Withdrawal Fee
Management Fee
Custodial Fee
Reksa Dana Berdikari Dana Pendapatan Tetap
The Risks of Investing in Mutual Funds
Reduced NAB
The risk of NAB reduction is the risk arising from the decrease in the price of assets in a Mutual Fund portfolio. Here are some factors that can cause a decrease in asset prices in a Mutual Fund portfolio:
- Decrease in issuer/company performance
- National and global economic conditions such as rising inflation rate, reference rate, and current account deficit
- Unfavourable political stability
- Social conditions such as natural disasters and security
Default/Default
Default/Default Risk is a risk that arises because the parties involved in a Mutual Fund transaction cannot fulfill the obligations mentioned in the contract to other related parties, thereby potentially causing a loss of investment value. To overcome this, first recognize the Investment Manager and the Custodian Bank that manages your Mutual Fund products.
Liquidity
Liquidity Risk is a risk arising from the payment of mutual fund participation unit resess proceeds that cannot be paid by the Investment Manager. If the assets or securities in a Mutual Fund’s portfolio are illiquid (difficult to disburse), then it is difficult for the Investment Manager to resell the Mutual Fund portfolio in a short time, so that the payment of investment returns to investors will be delayed. In addition, in the event of force majeure, the re-sale of Mutual Fund participation units may also be temporarily suspended.